Credit Cards - Asda Money (2024)

Existing customer?

Credit cards

Get up to £50 towards your shop

With 5% back in Asda Pounds on your Asda spend in the first 60 days. Offer T&Cs apply**

Get 0.75% back

on your Asda spend

Get 0.2% back

everywhere else

Representative

27.9%

APR (variable)

Get up to £50 towards your shop

With 5% back in Asda Pounds on your Asda spend in the first 60 days.

When you open a new credit card by 6th January 2025.

New customers only.

Compare and find the right card for you

Representative 27.9% APR (variable)

THE ASDA MONEY CREDIT CARD

For everyday spending

Check eligibility and apply Learn more View Summary Box

For building your credit score

Check eligibility and apply Learn more View Summary Box

Subject to status. 18+ UK residents only.
Credit limit and interest rates will be based on your individual circumstances.
Your simple interest rates for purchases, balance transfers and cash advances will move up and down in line with the Bank of England base rate.

Features and Benefits

Quick application and a decision in minutes
Find out if you’re eligible without impacting your credit rating
We’ll tell you the credit limit and interest rate we could offer you before you apply
Securely manage your account
Real-time notifications in the app
Securely manage your account with our 4.8 out of 5 rated app
Secure digital payments with Apple Pay and Google Pay

Get more Asda Pounds when you spend across Asda

With 0.75% back* when you spend at Asda, you can watch the Asda Pounds pile up.

What are Asda Pounds?

Travel insurance

Get 10% back. T&Cs apply

Groceries

Fuel

Clothing

Home

Opticians

Important information

Credit Card Terms And Conditions
Asda Money Credit Card Privacy Notice
How We Use Your Data
Asda Money Credit Card Summary Box
Reward Terms And Conditions
Asda Money Select Credit Card Summary Box

See if you're eligible without affecting your credit score

Find out more

4.8 out of 5 based on over 3,000 ratings in the App Store

Find out more

Credit Card FAQ

Who can apply for an Asda Money Credit Card?: To apply, you must be aged 18 or over and a UK resident. Credit is subject to status.

I've been declined for an Asda Money Credit Card. Why?: We base our decisions on a range of factors to ensure we lend responsibly. This includes information we receive from you during the application process and from TransUnion, our credit reference agency. Unfortunately we can’t review or change our decision.
You may want to consider obtaining a copy of your credit file before applying for another credit card. Please be aware that a fee may be charged for this service.
Transunion
Customer Service Team
TransUnion
PO Box 491
Leeds
LS3 1WZ
Telephone: 0330 024 7574

What do I need to apply for an Asda Money Credit Card?: You'll need details of your income, any financial commitments and your last three years of address history.

I don't have an account with Asda.com. Do I need one before applying for a Asda Money Credit Card?: Yes, you do need to register for an account with Asda before applying for an Asda Money Credit Card. You can do this when you apply for an Asda Money Credit Card, or at

I've been referred. What next?: If your application has been referred, you don't need to do anything else. We'll contact you within 7 working days with an update on your application.

What is Apple Pay?: Apple Pay allows you to pay with your smartphone on websites, in apps, and in stores using the cards saved in your iPhone, Apple Watch, iPad and Mac.

How do I add my card to Apple Wallet?: The easiest way to add your card to Apple Pay is from the Asda Money Credit Card app. Simply go to the Card tab, select Apple Pay and tap Add to Apple Wallet.

What is Google Pay?: Google Pay allows you to pay with your smartphone on websites, in apps, and in stores using the cards saved in your Google Wallet.

How do I add my card to Google Pay?: Download the Google Wallet app from the Google Play store, and choose to add your credit card as a payment method.
When prompted, enter the details of your credit card either by typing them in or scanning your credit card with your android smartphone’s camera.
You’ll then be sent a one-time-passcode, which once entered, will enable you to use Google Pay.

View all FAQs

Asda Money Credit Cards are provided by Jaja Finance

*You will earn Asda Pounds equal to 0.75% of the value of purchases you make using your credit card on spend in Asda. This includes spend in Asda stores, at Asda.com, at George.com, on Asda products and services, including fuel and other purchases from Asda petrol stations. You will earn Asda Pounds equal to 0.2% of the value of all other purchases you make using your credit card. You will not earn Asda Pounds on cash, cash alternatives, or Asda Travel Money bought at Asda travel money bureaus or online. Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account. All other Asda Money Credit Card Rewards Terms and Conditions apply.

**5% Asda Pounds offer. Terms and conditions apply.

Coins are illustrative only. Asda Rewards requires App, email and registration. Mobile charges may apply. 18 years+. Maximum 1 membership per person. Vouchers issued in £1-£100 increments and valid for 90 days. For full terms and conditions see

asda.com/rewards/terms

. Promoter: Asda Stores Ltd, LS11 5AD.

Travel Insurance T&Cs

The offer is available to existing Asda Money Credit Card customers who purchase an Asda Money Travel Insurance policy using their Asda Money Credit Card after 23 January 2023. Each time you purchase an Asda Money Travel Insurance policy, or your annual autorenewal payment is taken from your credit card, we will increase your Asda Pounds balance by the equivalent of 10% of the cost of the Travel Insurance policy within 3 days of your transaction being made successfully. For example, if your Travel Insurance policy costs £20.00, you will receive £2.00 back in Asda Pounds. You can find your Asda Pounds balance in your Asda Money Credit Card app or online servicing account.

Eligibility

This offer is non-transferrable. The offer cannot be used in conjunction with any other offer. Offer valid each time an Asda Money Travel Insurance policy is purchased using an Asda Money Credit Card. You will not receive the reward if you break the terms and conditions of the credit agreement or if your account has been closed before the 10% has been applied. Any Asda Pounds added to your balance may be removed if you receive a refund for any qualifying purchases, such as cancelling your policy.

We reserve the right to suspend, cancel or amend these Offer Terms at any time without giving prior notice.

Asda Stores Limited (registered address: Great Wilson Street, Leeds, LS11 5AD) trading as Asda Money, acts as a credit broker not a lender and is authorised and regulated by the financial Conduct Authority. Asda Stores Limited only offers credit cards issued by Jaja Finance Ltd (registered address: 27 Old Gloucester St, Holborn, London, WC1N 3AX). Credit issued subject to status. Applicants must be aged 18 or over and UK resident. For full terms and conditions please visit asda.com/creditcard.